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Tips on filing insurance claims

-- Call your insurer or realtor promptly.

- Find out just what your policy covers and deductibles.

- Prepare a listing of the ­damage and document that with photos, video, and ­detailed paperwork.


- Make temporary repairs to protect your property from further destruction, but ­postpone permanent work.

- Save receipts for ­emergency repairs and ­temporary bills.

- Once a claim can be reported, write down claim number and track dealings with ­company.

-- Contact your agent or ­adjuster if dissatisfied with settlement offer.

- In case you run into problems, contact the actual Massachusetts Division of Insurance with 617- 521-7777. You may also consult a lawyer if damage is large ample.
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